PERSONAL INSTALLMENT LOANS $1000 - $5000
THE PROCESS IS SIMPLE!
At rapidloansdirect, finding a loan is just one click and minutes away. We connect people who want to get up to $5,000.
Easy 3 Step Process
Our secure, fast 2 step referral process makes it easier than ever to find a lender! Simply complete the quick and easy referral form!
Be referred to a lender in just minutes. Don’t wait hours or even days, find out within minutes if a lender has approved your loan request!
Get Your Funds
In most cases, we can refer you to a lender so quickly, you can access your loan as soon as the next business day. Don’t let a cash shortage linger, let us refer you today!
We connect people who are looking for an installment loan & personal loan.
What is a personal loan?
A personal loan is a fixed term loan that can be used for a variety of purposes such as home improvements or vehicle repairs. The terms can vary from 1, 3 and 5 years. Let us refer you to people who are you looking for consumers just like yourself! Simply complete the referral form and if you meet the eligibility requirements, we will make an immediate referral to one of several potential lenders. If selected, the lender will provide you with detailed loan documents including the APR and repayment terms. It’s that simple! Get started now to get the loan you need!
What are some of the lender requirements to qualify for a Personal Loan?
- Being at least 18 years of age
- U.S. Citizen
- A steady job or other source of regular income
- A bank account preferably with Direct Deposit (Prepaid Visas are not considered as a bank account)
- Seeking $1,000 or more
What can I use a Personal Loan for
- Unexpected emergencies
- Vehicle Repairs
- Debt Consolidation
- Medical Bills
- Special Events
- Small Business Loans
- Home Improvements
The following disclosures are presented to you pursuant to the terms and conditions of our service agreement with GOOGLE, Inc. They are not required by any federal, state or local laws. They are provided to you as informational services only and may not be construed as legal advice. We are not the lender and do not have access to the full terms of your loan.
The loans provided by the participating lenders in our network are term loans for 1 to 5 years. These types of loans are not a solution if you are facing long term debt and credit difficulties, and should not be used on a long-term basis. You should only borrow an amount that can be repaid within 1 to 5 years.
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender must show you the APR before you enter into the loan. States have laws limiting the APR that the lender can charge you. Example Representative APRs vary from 19%-420%* for installment loans. For those that do not meet the minimum requirements for an installment loan, alternative loan solutions may be offered to you. Rates specified above are not applicable to alternative loan solutions. Please be sure your lender gives you the APR along with the other terms of your loan before you sign their agreement.
Our participating lenders may verify your social security number, driver's license number, national ID, or any other state or federal identification and review your information against national databases to include but not limited to Equifax, Transunion, Experian, Teletrack or DP Bureau to determine credit worthiness, credit standing and/or credit capacity. If they do, please know that this may lower your credit score. Some of our participating lenders will not perform credit checks with the three major credit reporting bureaus. Credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, typically will not affect your credit score. By submitting your registration through this website, you agree to allow participating lenders to verify your information and check your credit as described in their policies and terms.
Each participating lender has their own renewal policy. Some participating lenders will automatically renew your loans or will require your permission to renew your loan. Some participating lenders will not renew your loan. It is important for you to understand that extending the repayment period for a loan may result in additional interest, as well as other fees, which can greatly increase the total amount you pay back on a loan. Be sure to check if your lender automatically renews loans or requires your permission to renew the loan or will not renew. State laws often govern loan renewal policies. Be sure to know your state’s policies in regard to loan renewal and carefully read the lender's terms before agreeing to and submitting your e-signature.
Each lender has its own criteria and policy when it comes to late payments. This may include additional fees and interest and may result in reports to the three major credit reporting bureaus causing your credit score to be lowered. Before you agree to a loan be sure you read and understand the implications of making late payments. Also, each state has rules and regulations in place that payday lenders must follow when assessing fees for late payments.
If you do not make the payments on your loan you may be responsible for additional fees and interest and collection costs. This may lower your credit score. Lenders are required by Federal and State law to use fair practices in their collection actions for a loan that has not been repaid. You are protected by the Fair Debt Collections Act, which includes limitation on how a lender may collect an unpaid balance including:
- Not contacting you by phone before 8 am or after 9 pm.
- Not harassing you or using abusive language towards you over the phone.
- Not using deception to try to collect money from you.
- Not threatening you with legal action if it is not permitted.
* RapidLoansDirect.com is not a lender. Only your lender can provide you with information about your specific loan terms, including the APR, renewal, payments and implications for nonpayment or skipped payments. Example Representative APRs have been provided by participating lenders, however are subject to change and could be higher or lower based on the lenders criteria and credit worthiness. Please review the loan terms provided by your lender.
How It Works
RapidLoansDirect.com offers a personal approach to helping you find a lender.
Based on the information you provide, we will connect you with a lender who can provide you with a loan that suits your your needs. Some lenders only provide loans to consumers with "Good Credit". We have a network of lenders which include traditional lending institutions.
If you have "Bad Credit" we also offer alternative lending solutions to help meet your needs. While finding loan options for borrowers with " Bad Credit" can be a challenge, we have a network of lenders who are able to offer loans options to those that have fair and poor credit.
Here's how it works:
- Select Credit Score, Reason for Loan and Monthly Income.
- Complete a short, safe & secure Qualification Process
- If you meet the minimum loan requirements, the details of your loan request will be shared with a network of investors.
- If Selected, you will be sent the details of the loan including loan amount, repayment terms, and APR, prior to making any commitment.
Please review all the loan documents carefully and make sure you understand the terms of the loan being offered. If you do not agree, simple decline the loan without any penalty. If you agree to the terms, simply follow the instructions inclded by the lender. It's that easy!
Frequently Asked Questions About rapidloansdirect.com
- What is a Personal Loan?
- What are the fees?
- Can I qualify for a Personal Loan?
- How much money can I obtain from a personal loan?
- Why do you ask for my bank information before I am approved?
- How do you protect my information?
- What happens if I am late on a payment or need to skip a payment?
- How and when do I repay the loan?
- What is the APR?
Fees and Interest
There is no charge for our services. The lender is required by federal law to present to you the terms of the loan, the rates and all costs associated with the loan prior to your executing the loan documents. Please review these carefully. At no time are you required to enter into a loan that you do not understand the terms, costs and rates or any other part of the loan documents. Please feel free to exit the process at any time as you are under no obligation to accept the loan presented.