Complete Personal Information Online

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Meet with your lender, finalize your loan and funds are direct deposited. It's that easy!.

  • icon We have one of the largest networks of Personal Loan and Installment Loan Lenders.

  • icon We connect people who are looking for a installment loan & personal loan.

  • icon Our goal is to match you with the best lender for you!

What is a personal loan?

A personal loan is a fixed term loan that can be used for a variety of purposes such as home improvements or vehicle repairs. The terms vary from 1, 3 and 5 years. Simply complete the Qualification Information, and if you meet the eligibility requirements, your loan request will be presented to potential investors. Because it is not with a traditional bank, you will have the opportunity to share additional information with potential lenders about yourself and why you would be a great candidate for a personal loan. Once selected, you will be presented with detailed loan documents including all APR and repayment terms. It's that simple! Get started now to get the personal loan you need!

What are some of the requirements to qualify for a Personal Loan?

  • Being at least 18 years of age
  • U.S. Citizen
  • A steady job or other source of regular income
  • A bank account preferably with Direct Deposit
  • Seeking $1,000 or more
  • Good to excellent credit rating
What can I use a Personal Loan for?
  • Unexpected emergencies
  • Vehicle Repairs
  • Debt Consolidation
  • Medical Bills
  • Special Events
  • Small Business Loans
  • Home Improvements
 
DISCLOSURE POLICY

The following disclosures are presented to you pursuant to the terms and conditions of our service agreement with GOOGLE, Inc. They are not required by any federal, state or local laws. They are provided to you as informational services only and may not be construed as legal advice. We are not the lender and do not have access to the full terms of your loan.

The loans provided by the participating lenders in our network are term loans for 1 to 5 years. These types of loans are not a solution if you are facing long term debt and credit difficulties, and should not be used on a long-term basis. You should only borrow an amount that can be repaid within 1 to 5 years.

APR Disclosure:
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender must show you the APR before you enter into the loan. States have laws limiting the APR that the lender can charge you. Example Representative APRs vary from 35%-420%* for installment loans. For those that do not meet the minimum requirements for an installment loan, alternative loan solutions may be offered to you. Rates specified above are not applicable to alternative loan solutions. Please be sure your lender gives you the APR along with the other terms of your loan before you sign their agreement.

Credit Implications:
Our participating lenders may verify your social security number, driver's license number, national ID, or any other state or federal identification and review your information against national databases to include but not limited to Equifax, Transunion, Experian, Teletrack or DP Bureau to determine credit worthiness, credit standing and/or credit capacity. If they do, please know that this may lower your credit score. Some of our participating lenders will not perform credit checks with the three major credit reporting bureaus. Credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, typically will not affect your credit score. By submitting your registration through this website, you agree to allow participating lenders to verify your information and check your credit as described in their policies and terms.

Renewal Policy:
Each participating lender has their own renewal policy. Some participating lenders will automatically renew your loans or will require your permission to renew your loan. Some participating lenders will not renew your loan. It is important for you to understand that extending the repayment period for a loan may result in additional interest, as well as other fees, which can greatly increase the total amount you pay back on a loan. Be sure to check if your lender automatically renews loans or requires your permission to renew the loan or will not renew. State laws often govern loan renewal policies. Be sure to know your state’s policies in regard to loan renewal and carefully read the lender's terms before agreeing to and submitting your e-signature.

Implications of Late Payments:
Each lender has its own criteria and policy when it comes to late payments. This may include additional fees and interest and may result in reports to the three major credit reporting bureaus causing your credit score to be lowered. Before you agree to a loan be sure you read and understand the implications of making late payments. Also, each state has rules and regulations in place that payday lenders must follow when assessing fees for late payments.

Implications of Non-Payment & Collection Practices
If you do not make the payments on your loan you may be responsible for additional fees and interest and collection costs. This may lower your credit score. Lenders are required by Federal and State law to use fair practices in their collection actions for a loan that has not been repaid. You are protected by the Fair Debt Collections Act, which includes limitation on how a lender may collect an unpaid balance including:
- Not contacting you by phone before 8 am or after 9 pm.
- Not harassing you or using abusive language towards you over the phone.
- Not using deception to try to collect money from you.
- Not threatening you with legal action if it is not permitted.

* RapidLoansDirect.com is not a lender. Only your lender can provide you with information about your specific loan terms, including the APR, renewal, payments and implications for nonpayment or skipped payments. Example Representative APRs have been provided by participating lenders, however are subject to change and could be higher or lower based on the lenders criteria and credit worthiness. Please review the loan terms provided by your lender.

 
 
Our company

BSIDC, LLC
7150 E. Camelback Road, Suite #444
Scottsdale, AZ 85251
Phone: (888)634-6670
www.rapidloansdirect.com

This website takes consumer registrations and forwards it to potential lenders who have registered to participate in our network ("participating lenders"). Personal Loan amounts vary from $500 to $5,000.00+. Not all lenders can provide up to $5,000.00. For those consumers who do not qualify for a Personal Loan, we will refer you to alternative lenders and providers. We are not a lender and do not broker loans. We do not make loans of any type or credit decisions. We are not offering or soliciting you to participate in a loan. This site will submit your registration information to a lender in its network or a provider of lenders. Providing your information on this Website does not guarantee that you will be approved for a loan of any type. We are not an agent, representative or broker of any lender and do not endorse or charge you for any loan or related product. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service and lenders are not available in all states. For details, questions or concerns regarding your loan, please contact your lender directly. In some instances and for some products, the loan is meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Lenders may or may not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Lenders may perform alternative credit checks or consumer reports through alternative providers. By submitting your request, you are authorizing the lenders to independently verify the information you submitted and your credit worthiness. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This service and offer are void where prohibited.